Decks by Design of course has insurance. Our company not only has Public Liability, all our employees are covered under our workers compensation Policy. Also, all jobs over $12000 must have Home Owners Warranty unless of course the owner is the builder on the job or its commercial works. If at any time you would like a copy of our policy before undertaking work, you are more than welcome. In the case of any Sub-contractors being used, Decks by Design always view their Certificate of Currency.